LTC Insurance

Long-Term Care Insurance

TrueCare Home Services can work with families using long-term care insurance benefits for eligible home care services, where applicable.

How long-term care insurance may help pay for care

Many long-term care insurance policies may help cover in-home care services when certain conditions are met. Coverage, daily benefit amounts, waiting periods, and eligible services vary by policy and carrier. We encourage families to review their policy directly with their insurance carrier to understand what may apply.

  • May help cover personal care and homemaker services
  • May help cover companion care and respite
  • Benefit amounts and waiting periods vary by policy
  • Eligibility and approval are determined by the insurance carrier

What information families should have ready

Having the right information on hand makes it easier to understand your options. Before we talk, it can help to gather:

  • A copy of the long-term care insurance policy
  • The policy number and carrier contact information
  • Any recent physician notes or care assessments
  • A list of the services your loved one needs
  • Questions you'd like us to help you think through

How TrueCare can help with documentation

We can help families understand next steps and support the documentation process, depending on eligibility and your carrier's requirements.

  • Provide care logs and service documentation
  • Coordinate with your insurance carrier where applicable
  • Help you understand what your policy may cover
  • Keep your family informed at every step

TrueCare Home Services does not guarantee eligibility, approval, Medicaid enrollment, or insurance payment. We can help families understand next steps based on their situation.

Call Us to Review Your Care Options

Need help understanding your care options?

Contact TrueCare Home Services today. Our team is here to answer your questions and help your family understand the next steps.